165 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 165 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,716 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$243,000 (2016)
Tax Bill	$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027442-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,716 sqft Living Area
Gross Area	2,382 sqft Gross Area
1st Floor	1,716 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	165 SAINT KITTS LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32092-1180
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	75/43-56 WINDWARD RANCH PHASE ONE LOT 11 OR4141/154
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	11
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-0110

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Deed Doc Number	20164648
Deed Book / Page	4141 / 154
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	165 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0051870687
Date	Feb 23, 2021
Book Page	5187/687
Instrument	2021020197

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,945 (+2.7%)	$325,025 (-5.04%) Land $100,000 Building $225,025
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$249,216 (+2.9%)	$342,269 (-3.45%) Land $100,000 Building $242,269
2024	$254.00 Disabled Person's exemption Veteran's exemption	$242,192 (+3%)	$354,487 (+11.83%) Land $100,000 Building $254,487
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$235,138 (+3%)	$316,976 (+4.41%) Land $90,720 Building $226,256
2022	$236.00 Disabled Person's exemption Veteran's exemption	$228,289	$303,580 Land $84,000 Building $219,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.