165 S Dowd Rd, Lincoln, CA 95648 Property Records

Placer County property record for 165 S Dowd Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,593 sqft · built 1973
Lot Size	78.8 acres (3,432,528 sqft)
Owner	Company Name on Record
Last Sale	$3,125,000 (May 2024)
Tax Bill	$33,306 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-082-030-000`

Property Details

APN / Parcel Number

Primary APN	`021-082-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,593 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Construction Type	Frame
Lot Area	3,432,528 sqft
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	165 S DOWD RD
City	LINCOLN
State	CA
Zip	95648-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	78.5 AC FR SEC 13 12 5
Legal Range	5E
Legal Township	12N
Legal Section	13
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1044
Census Tract	21328

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	970 RESERVE DR, 155, ROSEVILLE, CA 95678-1386
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE CAPITAL
May 1, 2024	Grant Deed, Transfer PLACER TITLE COMPANY
Apr 22, 2022	Grant Deed, Transfer · Commercial Mortgage THE NORMA J TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202422535
Prior Transfer Date	May 6, 2004
Prior Transfer Doc	0000060578
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	165 S DOWD RD, LINCOLN, CA 95648-9513
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055517
Date	Oct 10, 2025
Instrument	2025-0055517

Lender

Name	PINNACLE CAPITAL
Type	Non-Lending Institution
Address	FRESNO, CA 93720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 1, 2024
Property Address	165 S DOWD RD, LINCOLN, CA 95648-9513
Document Number	0000022535
Instrument Date	Apr 26, 2024
Instrument	2024-0022535
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 WOODGROVE WAY, ROSEVILLE, CA 95661-4024

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 22, 2022
Property Address	165 S DOWD RD, LINCOLN, CA 95648-9513
Document Number	0000035104
Instrument Date	Apr 8, 2022
Instrument	2022-0035104
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 LONETREE BLVD STE 102, 102, ROCKLIN, CA 95765-3792

Mortgage

Document Number	0000035106
Date	Apr 22, 2022
Instrument	2022-0035106

Lender

Name	THE NORMA J TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000035105
Date	Apr 22, 2022
Instrument	2022-0035105

Lender

Name	RUSSAK FAMILY TRUST
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,251,250 (+2%) Land $3,147,210 Building $104,040
2025	$33,306.00 (+224.02%)	$3,187,500 (+232.47%) Land $3,085,500 Building $102,000
2023	$10,279.00 (-1.48%)	$958,729 Land $575,200 Building $383,529
2022	$10,433.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	300 / 30
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

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