165 S Baldwin Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 165 S Baldwin Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-19-100-019`

Property Details

APN / Parcel Number

Primary APN	`006-19-100-019`
Alternative APN	`0061910001900`

Exterior

Lot Area	74,052 sqft (1.7 acres)

Location & Zoning

Street Address	165 S BALDWIN RD
City	OWOSSO
State	MI
Zip	48867-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 19 T7N R2E COM ON W SEC LN S010'03!W 344.50 FT FROM NW COR OF SEC N8825'03!E 373.50 FT S010'03!W 200 FT S8825'03!E 373.50
Legal Range	02E
Legal Township	07N
Legal Section	19
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1023
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 S BALDWIN RD, OWOSSO, MI 48867-9338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage CITIZENS BANK NA
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	165 S BALDWIN RD, OWOSSO, MI 48867-9338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012300976
Date	Feb 16, 2017
Book Page	1230/0976
Instrument	3294284

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	165 S BALDWIN RD, OWOSSO, MI 48867-9338
Document Number	0012680667
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 S BALDWIN RD OWOSSO MI 488679338, OWOSSO, MI 48867-9338

Mortgage

Document Number	0012680667
Date	May 4, 2020
Book Page	001268/000667
Instrument	3332309

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	165 S BALDWIN RD, OWOSSO, MI 48867-9338
Document Number	0012480163
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 S BALDWIN RD OWOSSO MI 488679338, OWOSSO, MI 48867-9338

Mortgage

Document Number	0012480163
Date	Jul 18, 2018
Book Page	001248/000163
Instrument	3311537

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 17, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (+4.68%)	$282,000 (+4.68%)
2025	$2,376.00 (+1.97%) Homeowner's exemption	$134,700 (+10.14%)	$269,400 (+10.14%)
2024	$2,330.00 (+7.32%)
2023	$2,171.00 Homeowner's exemption	$122,300	$244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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