165 S 9th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 165 S 9th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1963
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2017)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-222-016-2`

Property Details

APN / Parcel Number

Primary APN	`550-222-016-2`
Alternative APN	`550-222-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1966
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	165 S 9TH ST
City	RICHMOND
State	CA
Zip	94804-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA FE LOT 29 & POR 28 BLK 43
Legal Subdivision	SANTA FE
Legal Block	43
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4006
Census Tract	379000

Owner

165 S 9th St is owned and occupied by an individual who bought it in January 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	165 S 9TH ST, RICHMOND, CA 94804-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jan 11, 2017	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Deed Document Number	20175797
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	0000055515
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	165 S 9TH ST, RICHMOND, CA 94804-2401
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 S 9TH ST, RICHMOND, CA 94804-2401

Mortgage

Document Number	0000110346
Date	Oct 21, 2025
Instrument	2025- 110346

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	24 EXECUTIVE PARK STE 250, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2055

Interest

Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	165 S 9TH ST, RICHMOND, CA 94804-2401
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 S 9TH ST, RICHMOND, CA 94804-2401

Mortgage

Document Number	0000263970
Date	Nov 5, 2020
Instrument	2020-263970

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 11, 2017
Property Address	165 S 9TH ST, RICHMOND, CA 94804-2401
Document Number	0000005797
Instrument Date	Nov 28, 2016
Instrument	5797
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 S 9TH ST RICHMOND CA 948042401, RICHMOND, CA 94804-2401

Mortgage

Document Number	5798,
Date	Jan 11, 2017
Instrument	5798

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 S 9th St was $6,453.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,132 (+2%) Land $213,080 Building $142,052
2025	$6,453.00	$348,169 Land $208,902 Building $139,267
2023	$6,246.00 (+2.06%)	$334,651 Land $200,791 Building $133,860
2022	$6,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 S 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 165 S 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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