St. Johns County property record for 165 Rock Spring Loop, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,547 sqft Living Area |
| Lot Size | 11,325 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $278,200 (2021) |
| Tax Bill | $6,737.00 (2025) |
| Primary APN | 027015-1530 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 1,953 sqft Gross Area |
| 1st Floor | 1,547 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 406 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 165 ROCK SPRING LOOP |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82/48-57 BANNON LAKES PHASE 1B-1A LOT 153 OR5162/1557 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1B-1A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 153 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 027015-1530
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jun 07, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 27, 2021 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Deed Doc Number | 20219378 |
| Deed Book / Page | 5162 / 1557 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 165 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0016 |
| Document Number | 0063020143 |
|---|---|
| Date | Feb 09, 2026 |
| Book Page | 6302/143 |
| Instrument | 2026010721 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 ROCK SPRING LOOP, ST AUGUSTINE, FL 32095-0016 |
| Document Number | 0059631632 |
|---|---|
| Date | Jun 07, 2024 |
| Book Page | 5963/1632 |
| Instrument | 2024044356 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 165 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0016 |
| Document Number | 0051621557 |
| Book / Page | 5162 / 1557 |
| Map Reference | MB 82 PG 48-57 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021009378 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,947.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 165 ROCK SPRING LOOP, SAINT AUGUSTINE, FL 32095-0016 |
| Document Number | 0051621559 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 5162/1559 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,281 (+0.63%) Land $75,000 Building $220,281 | $295,281 (-3.27%) Land $75,000 Building $220,281 | |
| 2025 | $6,737.00 (+9.78%) Homeowner's exemption | $293,437 (+2.9%) | $305,258 (-2.71%) Land $70,000 Building $235,258 |
| 2024 | $6,137.00 (+1.1%) Homeowner's exemption | $285,167 (+3%) | $313,761 (+6.35%) Land $70,000 Building $243,761 |
| 2023 | $6,070.00 (+3.67%) Homeowner's exemption | $276,861 (+3%) | $295,018 (+9.75%) Land $70,000 Building $225,018 |
| 2022 | $5,855.00 Homeowner's exemption | $268,797 | $268,797 Land $61,600 Building $207,197 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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