165 Roaring Rock Rd, Vilas, NC 28692 Property Records

Watauga County property record for 165 Roaring Rock Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,984 sqft · built 1985
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on File
Last Sale	$558,500 (Apr 2021)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1980-79-5952-000`

Property Details

APN / Parcel Number

Primary APN	`1980-79-5952-000`
Alternative APN	`1827264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,984 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)
Porch	Porch
Porch Area	768 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1827264
Street Address	165 ROARING ROCK RD
City	VILAS
State	NC
Zip	28692-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1113 REAR
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2007
Census Tract	920300

Owner

165 Roaring Rock Rd is owned by an individual who bought it in April 2021.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	676 SCHAFFER RD, BOONE, NC 28607-8080
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Special Warranty Deed, Transfer
Apr 21, 2021	Warranty Deed, Transfer NOT AVAILABLE
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Deed Document Number	2021705261
Deed Book / Page	2184 / 646
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0021690585
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 21, 2022
Property Address	165 ROARING ROCK RD, VILAS, NC 28692-9085
Document Number	0022980356
Book / Page	2298 / 356
Instrument Date	Sep 1, 2022
Instrument	724558
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 SCHAFFER RD, 676, BOONE, NC 28607-8080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	126 ROARING ROCK RD, VILAS, NC 28692-9085

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 21, 2021
Property Address	165 ROARING ROCK RD, VILAS, NC 28692-9085
Document Number	0021840646
Book / Page	002184 / 000646
Instrument Date	Apr 14, 2021
Instrument	705261
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 SCHAFFER RD BOONE NC 286078080, BOONE, NC 28607-8080

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Mar 1, 2021
Property Address	165 ROARING ROCK RD, VILAS, NC 28692-9085
Document Number	0021690585
Book / Page	2169 / 585
Instrument Date	Feb 23, 2021
Instrument	702833
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HARTZELL ST, PACIFIC PALISADES, CA 90272-3820

Mortgage

Document Number	0000702834
Date	Mar 1, 2021
Instrument	702834

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 2, 2020
Property Address	165 ROARING ROCK RD, VILAS, NC 28692-9085
Document Number	0021380713
Book / Page	002138 / 000713
Instrument Date	Oct 21, 2020
Instrument	697703
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1018 HARTZELL ST PACIFIC PALISADES CA 902723820, PACIFIC PALISADES, CA 90272-3820

Tax Assessment & Valuation

The 2025 property tax bill for 165 Roaring Rock Rd was $2,053, up 0.5% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,900 (-) Land $61,700 Building $465,200
2025	$2,053.00 (+0.54%)	$526,900 Land $61,700 Building $465,200
2024	$2,042.00		$526,900 Land $61,700 Building $465,200
2023		$526,900 Land $61,700 Building $465,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Roaring Rock Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Roaring Rock Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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