165 River Rock Ct, Santee, CA 92071 Property Records

San Diego County property record for 165 River Rock Ct, Santee, CA 92071 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,369 sqft · built 1998
Lot Size4.89 acres (213,418 sqft)
OwnerIndividual Name on File
Tax Bill$4,996 (2025)
Deeds & MortgagesJun 2017 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN381-681-19-52

Property Details

APN / Parcel Number

Primary APN381-681-19-52

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,369 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area213,418 sqft
View / LotRiver
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address165 RIVER ROCK CT
CitySANTEE
StateCA
Zip92071-6940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 US107PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101
Legal Subdivision89-06
Legal Tract013101
Legal Block1
Legal Lot Number108,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract16614

Owner

Source: San Diego County records · APN 381-681-19-52

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address165 RIVER ROCK CT, SANTEE, CA 92071-6940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2017Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
Mar 12, 2020Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 15, 2021Intrafamily Transfer, Transfer · VA Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2021
Deed SaleApr 15, 2021
Prior SaleAug 23, 2016
Deed Document Number2021293480
Prior Transfer DateMar 17, 2021
Prior Transfer Doc0000293480
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address165 RIVER ROCK CT, SANTEE, CA 92071-6940
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000279207
DateJun 21, 2017
Instrument2017-0279207
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address165 RIVER ROCK CT, SANTEE, CA 92071-6940
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127867
DateMar 12, 2020
Instrument2020-0127867
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2021
Property Address165 RIVER ROCK CT, SANTEE, CA 92071-6940
Document Number0000293480
Map ReferenceMAP 13101
Instrument DateMar 17, 2021
Instrument2021-0293480
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 RIVER ROCK CT, SANTEE, CA 92071-6940

Mortgage

Document Number0000293481
DateApr 15, 2021
Instrument2021-0293481
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$403,180 (+2%) Land $144,440 Building $258,740
2025$4,996.00 (+4.13%) Homeowner's exemption$395,275 (+4.04%) Land $141,608 Building $253,667
2023$4,798.00 (+0.73%) Homeowner's exemption$379,928 Land $136,110 Building $243,818
2022$4,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 632 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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