St. Johns County property record for 165 Rittburn Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,149 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Jul 2024) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 001362-0090 |
| Primary APN | 001362-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,149 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 165 RITTBURN LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/92-98 LAKES AT MILL CREEK PLANTATION LOT 9 OR5984/1414 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | LAKES AT MILL CREEK PLANTATION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2018 · Amount on Record |
| Deed Document Number | 202454937 |
| Deed Book / Page | 5984 / 1414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Document Number | 0062750026 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 6275/26 |
| Instrument | 2025102253 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Document Number | 0054370124 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 5437/124 |
| Instrument | 2021131502 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 RITTBURN LN, SAINT JOHNS, FL 32259-8478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|
| Document Number | 0048111226 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 4811/1226 |
| Instrument | 2019075720 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,752 (-1.06%) Land $110,000 Building $356,752 | $466,752 (-1.06%) Land $110,000 Building $356,752 | |
| 2025 | $334.00 (-94.25%) Disabled Person's exemption Veteran's exemption | $471,737 (+47.55%) | $471,737 (+7.97%) Land $110,000 Building $361,737 |
| 2024 | $5,807.00 (+52.33%) | ||
| 2023 | $3,812.00 (+2.89%) Homeowner's exemption | $319,723 (+3%) | $436,924 (+20.38%) Land $100,000 Building $336,924 |
| 2022 | $3,705.00 Homeowner's exemption | $310,411 | $362,951 Land $89,600 Building $273,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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