165 Ridge Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 165 Ridge Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1939
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2020)
Tax Bill	$12,766 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2130 B:038 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2130 B:038 L:00-0000`
Alternative APN	`M:2130 B:038 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	4,205 sqft
1st Floor Area	1,010 sqft
Attic	Attic
Attic Area	754 sqft
Basement Area	875 sqft
Unfinished Basement	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	165 RIDGE RD
City	HAMDEN
State	CT
Zip	06517-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	38
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3013
Census Tract	165100

Owner

165 Ridge Rd is owned and occupied by an individual who bought it in October 2020.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	165 RIDGE RD, HAMDEN, CT 06517-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 6, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Deed Document Number	20205642
Deed Book / Page	4745 / 56
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	165 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004948-332
Date	Feb 14, 2022
Book Page	4948/332
Instrument	1099

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	165 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005104-101
Date	Aug 8, 2023
Book Page	5104/101
Instrument	4122

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2063

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Oct 6, 2020
Property Address	165 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	4745-56
Book / Page	004745 / 000056
Instrument Date	Oct 1, 2020
Instrument	5642
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 RIDGE RD HAMDEN CT 065173500, HAMDEN, CT 06517-3500

Mortgage

Document Number	4745-59
Date	Oct 6, 2020
Book Page	004745/000059
Instrument	5643

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 165 Ridge Rd was $12,766.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,766.00	$237,860 (-) Land $66,920 Building $170,940	$388,600 (+133.39%)
2025		$237,860 (+59.46%) Land $66,920 Building $170,940	$166,502 Land $46,844 Building $119,658
2024	$12,340.00 (+48.76%)	$149,170 (-) Land $39,200 Building $109,970
2023	$8,295.00	$149,170 Land $39,200 Building $109,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL in parts of the area	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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