Nacogdoches County property record for 165 Reserve Dr, Nacogdoches, TX 75965
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,134 (2026) |
| Deeds & Mortgages | Sep 2022 Construction Loan Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-549-0002-006000 |
| Primary APN | 06-549-0002-006000 |
|---|---|
| Alternative APN |
|
| Lot Area | 54,450 sqft (1.25 acres) |
|---|
| Account Number | 06-549-0002-006000 |
|---|---|
| Street Address | 165 RESERVE DR |
| City | NACOGDOCHES |
| State | TX |
| Zip | 75965-1297 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 6 THE RESERVE PHASE 2 |
| Legal Subdivision | RESERVE PH 2 SUB |
| Legal Lot Number | 6 |
| Jurisdiction | NACOGDOCHES TX |
| Township / Civil Division | NACOGDOCHES |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 950402 |
165 Reserve Dr, residential vacant land, is owned and occupied by two individuals.
Source: Nacogdoches County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 RESERVE DR, NACOGDOCHES, TX 75965-1297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTHSIDE BANK |
| Jun 28, 2023 | Vendor's Lien, Transfer · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NACOGDOCHES TX |
| Property Address | 165 RESERVE DR, NACOGDOCHES, TX 75965 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1551 FM 1196, SAN AUGUSTINE, TX 75972 |
| Document Number | 0020228420 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-8420 |
| Name | SOUTHSIDE BANK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75710 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 28, 2023 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | NACOGDOCHES TX |
| Recording Date | Jun 28, 2023 |
| Property Address | 165 RESERVE DR, NACOGDOCHES, TX 75965 |
| Document Number | 0020234678 |
| Map Reference | DOC 2022-6492 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023-4678 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | COMMUNITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15, CHIRENO, TX 75937-0015 |
| Name | Verified Name |
|---|---|
| Address | 165 RESERVE DR, NACOGDOCHES, TX 75965 |
| Document Number | 0020234679 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023-4679 |
| Name | COMMERCIAL BANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2026 property tax bill for 165 Reserve Dr was $6,134 with a homeowner's exemption, up 800.7% from the year before.
Source: Nacogdoches County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Nacogdoches County |
| Unified School District | Nacogdoches Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,134.00 (+800.73%) Homeowner's exemption | $375,970 (+800.1%) Land $41,770 Building $334,200 | $375,970 (+800.1%) Land $41,770 Building $334,200 |
| 2025 | $681.00 | $41,770 Land $41,770 | $41,770 Land $41,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Reserve Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 20, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Reserve Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APPLEBY WSC serves 5,745 people · EPA ID TX1740005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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