165 Reserve Dr, Georgetown, TN 37336 Property Records

Bradley County property record for 165 Reserve Dr, Georgetown, TN 37336

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,550 sqft · built 2021
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (Jan 2021)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-012.14`

Property Details

APN / Parcel Number

Primary APN	`004-012.14`
Alternative APNs	`004 012.14 000` `006004 01214` `438`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	2,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	438
Street Address	165 RESERVE DR
City	GEORGETOWN
State	TN
Zip	37336-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	THE RESERVE PB: 25 PG: 71 LOT: 15 LOT 15 DEED ACRES 2.05
Legal Subdivision	THE RESERVE
Legal Lot Number	15
Jurisdiction	BRADLEY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	11301

Owner

Source: Bradley County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 RESERVE DR, GEORGETOWN, TN 37336-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLEVELAND
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF CLEVELAND
Jan 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	2021815
Deed Book / Page	2756 / 555
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	165 RESERVE DR, GEORGETOWN, TN 37336-2901
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	EQUI TITLE INC, EQUITITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002891298
Date	Mar 18, 2022
Book Page	2891/298
Instrument	22004331

Lender

Name	BANK OF CLEVELAND
Type	Bank
Address	CLEVELAND, TN 37311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	165 RESERVE DR, GEORGETOWN, TN 37336-2901
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RESERVE DR, GEORGETOWN, TN 37336-2902

Mortgage

Document Number	0002769625
Date	Feb 26, 2021
Book Page	2769/625
Instrument	21003287

Lender

Name	BANK OF CLEVELAND
Type	Bank
Address	CLEVELAND, TN 37320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2022

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	Jan 15, 2021
Property Address	165 RESERVE DR, GEORGETOWN, TN 37336-2901
Document Number	0002756555
Book / Page	2756 / 555
Map Reference	MB 25 PG 71
Instrument Date	Jan 12, 2021
Instrument	21000815
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$99.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RESERVE DR, GEORGETOWN, TN 37336-2902

Tax Assessment & Valuation

Source: Bradley County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (+14.76%)	$161,425 (+66.85%) Land $9,575 Building $151,850	$645,700 (+66.85%) Land $38,300 Building $607,400
2024	$1,735.00	$96,750 (-) Land $6,325 Building $90,425
2023	$1,735.00	$96,750 (-) Land $6,325 Building $90,425
2022	$1,735.00	$96,750 Land $6,325 Building $90,425	$387,000 (-) Land $25,300 Building $361,700
2021			$387,000 Land $25,300 Building $361,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reserve Dr

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