165 Ramona Way, Oceanside, CA 92057 Property Records

San Diego County property record for 165 Ramona Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,586 sqft · built 2001
Lot Size0.9 acres (3,916 sqft)
Owner2 Individual Names on File
Last Sale$531,000 (Oct 2020)
Tax Bill$6,475 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158-650-34-00

Property Details

APN / Parcel Number

Primary APN158-650-34-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area3,916 sqft (0.9 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address165 RAMONA WAY
CityOCEANSIDE
StateCA
Zip92057-7377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-9
Legal DescriptionLOT 47 TR 013374
Legal SubdivisionMISSION POINT
Legal Tract013374
Legal Block3
Legal Lot Number47
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18523

Owner

165 Ramona Way is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address165 RAMONA WAY, OCEANSIDE, CA 92057-7377
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleApr 27, 2010 · Amount on File
Deed Document Number2020603534
Prior Transfer DateMar 20, 2002
Prior Transfer Doc0000398144
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 6, 2020
Property Address165 RAMONA WAY, OCEANSIDE, CA 92057-7377
Document Number0000603534
Map ReferenceMAP 13374
Instrument DateSep 22, 2020
Instrument2020-0603534
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address165 RAMONA WAY, OCEANSIDE, CA 92057-7377

Mortgage

Document Number0000603535
DateOct 6, 2020
Instrument2020-0603535
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 165 Ramona Way was $6,475.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$586,262 (+2%) Land $326,109 Building $260,153
2025$6,475.00$574,767 Land $319,715 Building $255,052
2023$6,156.00 (+1.53%)$552,450 Land $307,301 Building $245,149
2022$6,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 Ramona Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 165 Ramona Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Ramona Way

Nearby Streets

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