165 Ramona Dr, Libby, MT 59923 Property Records

Lincoln County property record for 165 Ramona Dr, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,500 sqft · built 2018
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$2,431 (2023)
Deeds & Mortgages	Jul 2018 Construction Loan Dec 2018 Mortgage + 2 more
APN	`R5610025`

Property Details

APN / Parcel Number

Primary APN	`R5610025`
Alternative APNs	`56-4283-34-1-03-17-0000` `0000009128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Mixed
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000009128
Street Address	165 RAMONA DR
City	LIBBY
State	MT
Zip	59923
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	KOOTENAI HEIGHTS, S34, T31 N, R31 W, LOT 13, ACRES 0.58
Legal Subdivision	KOOTENAI HEIGHTS
Legal Lot Number	13
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4025
Census Tract	300

Owner

Source: Lincoln County records · APN R5610025

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	164 RAMONA DR, LIBBY, MT 59923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST MONTANA BANK INC
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Mar 07, 2017	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2017
Deed Sale	Mar 07, 2017
Prior Sale	Apr 19, 2006
Deed Document Number	267833
Deed Book / Page	366 / 808
Record Updated	Jun 07, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	165 RAMONA DR, LIBBY, MT 59923
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO OF M

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000372/972
Date	Jul 16, 2018
Book Page	372/972
Instrument	275047

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	165 RAMONA DR, LIBBY, MT 59923
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO OF M

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000375/247
Date	Dec 27, 2018
Book Page	375/247
Instrument	277600

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	165 RAMONA DR, LIBBY, MT 59923
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000382/565
Date	May 28, 2020
Book Page	382/565
Instrument	285597

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	POCATELLO, ID 83204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 07, 2017
Property Address	165 RAMONA DR, LIBBY, MT 59923
Document Number	000366/808
Book / Page	366 / 808
Instrument Date	Feb 03, 2017
Instrument	267833
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,431.00	$347,000	$347,000 Land $61,804 Building $285,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
CommunityTel Cable	1,000 / 50

Based on FCC filings for 19 locations within half a mile of this property.

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