165 Prospect St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 165 Prospect St, Framingham, MA 01701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,912 sqft · built 1927
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$8,473 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN91-65-7513

Property Details

APN / Parcel Number

Primary APN91-65-7513
Alternative APNs
  • FRAM M:091 B:65 L:7513 U:000
  • M:246.0 B:0084 L:0014.D
  • F_676712_2935531
  • 6278

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area3,104 sqft
1st Floor Area976 sqft
Basement Area976 sqft
Unfinished Basement976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialSlate
Lot Area20,909 sqft (0.48 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6278
Street Address165 PROSPECT ST
CityFRAMINGHAM
StateMA
Zip01701-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block65
Legal Lot Number7513
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group3
Census Block3002
Census Tract383600

Owner

165 Prospect St is owned and occupied by two individuals.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address165 PROSPECT ST, FRAMINGHAM, MA 01701-4826
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address165 PROSPECT ST, FRAMINGHAM, MA 01701-4826
Document Number72082-547
Instrument DateOct 27, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 PROSPECT ST FRAMINGHAM MA 017014826, FRAMINGHAM, MA 01701-4826

Mortgage

Document Number72082-547
DateJan 2, 2019
Book Page072082/000547
Instrument236
Lender
NameSALEM FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 165 Prospect St was $8,473, up 3.6% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,473.00 (+3.57%)$716,200 (+4.52%) Land $302,900 Building $397,900$770,422 (+0.24%)
2025$8,181.00 (+6.26%)$685,200 (+10.89%) Land $288,500 Building $396,700$768,550 (-9%)
2024$7,699.00 (+4.01%)$617,900 (+9.27%) Land $257,200 Building $360,700$844,550
2023$7,402.00$565,500 Land $229,500 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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