Kenton County property record for 165 Possumtrot Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,386 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2018) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-182.00 |
| Primary APN | 045-30-01-182.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 11 Units |
| Stories | 1 Story |
| Building Area | 1,386 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 165 POSSUMTROT DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 11 LOT 182 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 11 |
| Legal Lot Number | 182 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66801 |
165 Possumtrot Dr is owned and occupied by an individual who bought it in April 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 POSSUMTROT DR, COVINGTON, KY 41017-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI USAA |
| Apr 5, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on File |
| Deed Sale | Apr 5, 2018 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Document Number | 201804 05 059 00231 |
| Deed Book / Page | 4089 / 180 |
| Prior Transfer Date | Sep 9, 2010 |
| Prior Transfer Doc | 0005900016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 165 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Number | 0000000065 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 165 POSSUM TROT COVINGTON KY 410179145, COVINGTON, KY 41017-9145 |
| Document Number | 0000000065 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 000021/000702 |
| Instrument | 65 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 5, 2018 |
| Property Address | 165 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Number | 0000000231 |
| Book / Page | 0I4089 / 000180 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 231 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 POSSUM TROT COVINGTON KY 410179145, COVINGTON, KY 41017-9145 |
| Document Number | 232 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 0I4089/000184 |
| Instrument | 232 |
| Name | USAA FED'L SVGS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2025 property tax bill for 165 Possumtrot Dr was $2,398.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,000 (-) Land $35,000 Building $207,000 | $242,000 (-) Land $35,000 Building $207,000 | |
| 2025 | $2,398.00 | $242,000 Land $25,000 Building $217,000 | $242,000 Land $25,000 Building $217,000 |
| 2023 | $2,579.00 | $242,000 Land $25,000 Building $217,000 | $242,000 Land $25,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Possumtrot Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Possumtrot Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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