Harnett County property record for 165 Pender Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Apr 2020) |
| Tax Bill | $2,074 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500035987 |
| Primary APN | 1500035987 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,910 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500035987 |
|---|---|
| Street Address | 165 PENDER RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20M |
| Legal Description | LOT#358 OVERHILLS CREEK S6 P2 MAP#2006-1005 |
| Legal Subdivision | OVERHILLS CREEK |
| Legal Lot Number | 358 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 71202 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 PENDER RD, SPRING LAKE, NC 28390-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 4, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on Record |
| Deed Sale | Apr 9, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2016 |
| Deed Document Number | 20205522 |
| Deed Book / Page | 3800 / 787 |
| Prior Transfer Date | Jul 19, 2016 |
| Prior Transfer Doc | 0000011709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 9, 2020 |
| Property Address | 165 PENDER RD, SPRING LAKE, NC 28390-1662 |
| Document Number | 0000005522 |
| Book / Page | 003800 / 000787 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 5522 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 PENDER RD SPRING LAKE NC 283901662, SPRING LAKE, NC 28390-1662 |
| Document Number | 5523 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 003800/000789 |
| Instrument | 5523 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 4, 2017 |
| Property Address | 165 PENDER RD, SPRING LAKE, NC 28390-1662 |
| Document Number | 0000000066 |
| Book / Page | 003469 / 000194 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 66 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 CASTLE DR FORT BRAGG NC 283072169, FORT BRAGG, NC 28307-2169 |
| Document Number | 67, |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 003469/000197 |
| Instrument | 67 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,074.00 (+27.95%) | $268,861 (+22.66%) | $268,861 (+22.66%) Land $39,840 Building $229,021 |
| 2025 | $1,621.00 | $219,195 (-) | $219,195 (-) Land $28,800 Building $190,395 |
| 2023 | $1,621.00 | $219,195 | $219,195 Land $28,800 Building $190,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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