165 Owls Roost Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 165 Owls Roost Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Mar 2021)
Tax Bill	$423 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452600707072000`

Property Details

APN / Parcel Number

Primary APN	`452600707072000`
Alternative APN	`54068`

Exterior

Lot Area	40,946 sqft (0.939 acres)
Lot Dimensions	147 ft deep x 426 ft wide

Location & Zoning

Account Number	54068
Street Address	165 OWLS ROOST LN
City	MURPHY
State	NC
Zip	28906-5888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 APPALACHIA COVE 1050/279 A/51C
Legal Lot Number	16
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2040
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 35, WALESKA, GA 30183-0035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING INC
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING CO
Mar 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	1618
Deed Book / Page	1674 / 1020
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	165 OWLS ROOST LN, MURPHY, NC 28906-5888
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6305 REINHARDT COLLEGE PKWY, WALESKA, GA 30183

Mortgage

Document Number	001792/519
Date	Dec 16, 2025
Book Page	1792/519
Instrument	6193

Lender

Name	IMPECCABLE LENDING INC
Type	Mortgage Company
Address	101 S MAIN ST STE 3, HIAWASSEE, GA 30546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	165 OWLS ROOST LN, MURPHY, NC 28906-5888
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020/1245
Date	Jun 30, 2025
Book Page	20-/1245
Instrument	2982

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	1776 PEACHTREE ST NW STE 300S, ATLANTA, GA 30309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jul 10, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 11, 2021
Property Address	165 OWLS ROOST LN, MURPHY, NC 28906-5888
Document Number	01674/1020
Book / Page	1674 / 1020
Instrument Date	Mar 8, 2021
Instrument	1618
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5233 LAKESPRINGS DR, DUNWOODY, GA 30338-4409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 35, WALESKA, GA 30183-0035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$423.00	$60,000 (-)	$60,000 (-) Land $50,000 Building $10,000
2023		$60,000	$60,000 Land $50,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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