Cherokee County property record for 165 Otter Cv, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,756 sqft · built 2005 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Feb 2015) |
| Tax Bill | $2,225 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 457005085209000 |
| Primary APN | 457005085209000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Heated Area |
| Upper Floors Area | 480 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 43,124 sqft (0.989 acres) |
| Lot Dimensions | 237 ft deep x 94 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,362 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 624 sqft |
| Deck Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 41154 |
|---|---|
| Street Address | 165 OTTER CV |
| City | MURPHY |
| State | NC |
| Zip | 28906-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENSE PROP 1506/85 1506/87 |
| Legal Phase | 1506 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 930603 |
165 Otter Cv is owned by two individuals who bought it in February 2015.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 ADCOCK RD, TURTLETOWN, TN 37391-4858 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2015 · Amount on File |
| Deed Sale | Feb 1, 2015 · Amount on File |
| Deed Document Number | 0000390105 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 165 Otter Cv was $2,225.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,225.00 | $325,840 | $325,840 Land $45,000 Building $280,840 |
| 2023 | $325,840 | $325,840 Land $45,000 Building $280,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Otter Cv in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Otter Cv is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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