165 Old Ranch Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 165 Old Ranch Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,326 sqft · built 2013
Lot Size	0.442 acres (19,234 sqft)
Owner	Company Name on Record
Last Sale	$915,000 (Feb 2017)
Tax Bill	$13,117 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`574-370-03-00`

Property Details

APN / Parcel Number

Primary APN	`574-370-03-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,326 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	19,234 sqft (0.442 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	165 OLD RANCH RD
City	CHULA VISTA
State	CA
Zip	91910-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 26 TR 004614
Legal Subdivision	CARVALOS ACRES
Legal Tract	004614
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13401

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Oct 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 9, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	201767691
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010

Mortgage

Document Number	0000126040
Date	May 20, 2024
Instrument	2024-0126040

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010

Mortgage

Document Number	0000303950
Date	Oct 29, 2025
Instrument	2025-0303950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2017
Property Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010
Document Number	0000067691
Map Reference	MAP4614
Instrument Date	Jan 20, 2017
Instrument	2017-0067691
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OLD RANCH RD, CHULA VISTA, CA 91910-5010

Mortgage

Document Number	0000067692
Date	Feb 9, 2017
Instrument	2017-0067692

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,117,804 (+2%) Land $301,736 Building $816,068
2025	$13,117.00 (+5.05%)	$1,095,887 (+4.04%) Land $295,820 Building $800,067
2023	$12,486.00 (+2.96%)	$1,053,334 Land $284,334 Building $769,000
2022	$12,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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