165 Oak Summit Rd, Winston Salem, NC 27105 Property Records

Forsyth County property record for 165 Oak Summit Rd, Winston Salem, NC 27105

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,432 sqft · built 1970
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6828-44-8478.00`

Property Details

APN / Parcel Number

Primary APN	`6828-44-8478.00`
Alternative APNs	`6828448478000` `3447001A`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	4,864 sqft
1st Floor Area	2,432 sqft
Basement Area	2,432 sqft
Unfinished Basement	2,432 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	185 ft deep x 97 ft wide
Terrain	Other
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	273 sqft
Gazebo	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	3447001A
Street Address	165 OAK SUMMIT RD
City	WINSTON SALEM
State	NC
Zip	27105-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:001A BL:3447
Legal Subdivision	BEECHWOOD
Legal Block	3447
Legal Lot Number	1A
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	1
Census Block	1016
Census Tract	2806

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage C F MORTGAGE CORPORATION
Mar 15, 2021	Deed, Transfer
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021
Deed Sale	Mar 15, 2021
Deed Document Number	0035933764
Deed Book / Page	3593 / 3764
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Recording Date	Jul 17, 2026
Property Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334
Document Number	0000026116
Book / Page	3937 / 2316
Instrument Date	Jul 13, 2026
Instrument	202626116
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334

Mortgage

Document Number	0000026116,
Date	Jul 17, 2026
Book Page	3937/2316
Instrument	202626116

Lender

Name	C F MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FORSYTH NC
Recording Date	Mar 15, 2021
Property Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334
Document Number	0035933764
Book / Page	3593 / 3764
Map Reference	MB 14 PG 9
Instrument Date	Mar 10, 2021
Instrument	2021012696
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 OAK SUMMIT RD, 165, WINSTON SALEM, NC 27105-1334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	165 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033831151
Date	Dec 19, 2017
Book Page	3383/1151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (+66.58%)	$396,200 (+102.35%) Land $28,500 Building $367,700	$396,200 (+102.35%) Land $28,500 Building $367,700
2023	$2,621.00	$195,800 Land $20,000 Building $175,800	$195,800 Land $20,000 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

165 Oak Summit Rd, Winston Salem, NC 27105 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Summit Rd

Nearby Streets

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