165 Oak St, Winsted, CT 06098 Property Records

Winchester Town property record for 165 Oak St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,761 sqft · built 1949
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2023)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`WINC M:107 B:016 L:003-3`

Property Details

APN / Parcel Number

Primary APN	`WINC M:107 B:016 L:003-3`
Alternative APNs	`WSTR M:107 B:016 L:003-3` `M:107 B:016 L:003=3` `3718`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,761 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3718
Street Address	165 OAK ST
City	WINSTED
State	CT
Zip	06098-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	16
Legal Lot Number	3-3
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	5
Census Block	5003
Census Tract	320102

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 OAK ST, WINSTED, CT 06098-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	20231005
Deed Book / Page	476 / 998
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	May 16, 2023
Property Address	165 OAK ST, WINSTED, CT 06098-1231
Document Number	000476-998
Book / Page	476 / 998
Instrument Date	May 12, 2023
Instrument	20230-00001005
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK ST, WINSTED, CT 06098-1231

Mortgage

Document Number	1357460014
Date	May 16, 2023
Instrument	1357460014

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00	$128,590 (-) Land $24,710 Building $103,880	$90,013 Land $17,297 Building $72,716
2024	$3,751.00 (+10.55%)
2023	$3,393.00 (+4.05%)	$128,590 (+32.25%) Land $24,710 Building $103,880
2022	$3,261.00	$97,230 Land $17,920 Building $79,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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