165 Oak Leaf Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 165 Oak Leaf Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1967
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Trust Names on Record
Last Sale	$362,000 (Nov 2003)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	May 2026 Second Mortgage Nov 2021 Line of Credit + 11 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0005 L:0039`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0005 L:0039`
Alternative APN	`858`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	4,843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	858
Street Address	165 OAK LEAF RD
City	EASTHAM
State	MA
Zip	02642-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	39
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3005
Census Tract	10306

Owner

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 28, 2017	Deed of Trust, Mortgage CITIBANK NA
Aug 15, 2018	Deed of Trust, Mortgage CITIBANK NA
May 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 16, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Jun 16, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 1, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Oct 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2003 · Amount on Record
Deed Sale	Nov 7, 2003 · Amount on Record
Last Transfer Date	Apr 20, 2022
Transfer Doc	0001482737
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Recording Date	May 5, 2026
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Document Number	0001543122
Instrument Date	Apr 11, 2026
Instrument	20261543122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384

Mortgage

Document Number	0001543122,
Date	May 5, 2026
Instrument	20261543122

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443910
Date	Nov 4, 2021
Instrument	1443910

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001535307
Date	Dec 8, 2025
Instrument	1535307

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001319885
Date	Apr 28, 2017
Instrument	1319885

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001352454
Date	Aug 15, 2018
Instrument	1352454

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001369888
Date	May 14, 2019
Instrument	1369888

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001393170
Date	Mar 25, 2020
Instrument	1393170

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Jun 16, 2023
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Document Number	0001482737
Instrument Date	Apr 20, 2022
Instrument	1482737
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384

Mortgage

Document Number	0001482738
Date	Jun 16, 2023
Instrument	1482738

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2052

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Jun 16, 2023
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Document Number	0001482740
Instrument Date	Apr 20, 2022
Instrument	1482740
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1433101
Date	Jul 1, 2021
Instrument	1433101

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Jul 1, 2021
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Document Number	0001433103
Instrument Date	Mar 1, 2021
Instrument	1433103
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Jul 1, 2021
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384
Document Number	0001433100
Instrument Date	Mar 1, 2021
Instrument	1433100
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 OAK LEAF RD, EASTHAM, MA 02642-2384

Mortgage

Document Number	0001433101
Date	Jul 1, 2021
Instrument	1433101

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Oct 26, 2020
Property Address	165 OAK LEAF RD, EASTHAM, MA 02642-1724
Document Number	0001409875
Instrument Date	Oct 21, 2020
Instrument	1409875
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OAK LEAF RD EASTHAM MA 026421724, EASTHAM, MA 02642-1724

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,799.00 (+12.45%)	$752,100 (+2.23%) Land $282,700 Building $469,400	$812,820
2024	$5,157.00 (+8.59%)	$735,700 (+12.17%) Land $274,500 Building $461,200
2023	$4,749.00	$655,900 Land $254,200 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20