165 Northfield Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 165 Northfield Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1988
Lot Size	0.066 acres (2,858 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (Oct 2025)
Tax Bill	$7,288 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00531-0000-00165`

Property Details

APN / Parcel Number

Primary APN	`06-00531-0000-00165`
Alternative APNs	`060053100165` `S001`

Interior

Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	2,858 sqft (0.066 acres)
Lot Dimensions	84 ft deep x 34 ft wide

Location & Zoning

Account Number	S001
Street Address	165 NORTHFIELD RD
City	BRIDGEWATER
State	NJ
Zip	08807-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU8
Legal Subdivision	CROSSROADS SEC 3 PH 3
Legal Block	531
Legal Lot Number	165
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	50802

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 22, 2017	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	202528666
Deed Book / Page	7644 / 1617
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 14, 2025
Property Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707
Document Number	0000028666
Book / Page	7644 / 1617
Instrument Date	Sep 30, 2025
Instrument	2025028666
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12417 HITCH RACK WAY, MC KINNEY, TX 75071-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707

Mortgage

Document Number	0000028667
Date	Oct 14, 2025
Instrument	2025028667

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063823
Date	Dec 11, 2020
Book Page	7284/24
Instrument	2020063823

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028252
Date	Aug 5, 2019
Book Page	7139/1577
Instrument	2019028252

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 22, 2017
Property Address	165 NORTHFIELD RD, BRIDGEWATER, NJ 08807-3707
Document Number	0000020017
Book / Page	6961 / 0535
Instrument Date	May 15, 2017
Instrument	2017020017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 S COLUMBUS BLVD, 106, WHITING, NJ 08759-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 NORTHFIELD RD, SOUTH BOUND BROOK, NJ 08880

Mortgage

Document Number	0000020018
Date	May 22, 2017
Instrument	2017020018

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,700 (+9.24%) Land $167,000 Building $245,700	$412,700 (+9.24%) Land $167,000 Building $245,700
2025	$7,288.00 (-3.02%)	$377,800 (+6.9%) Land $154,000 Building $223,800	$377,800 (+6.9%) Land $154,000 Building $223,800
2024	$7,515.00 (+12.3%)
2023		$353,400 Land $154,000 Building $199,400	$353,400 Land $154,000 Building $199,400
2022	$6,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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