165 North St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 165 North St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 3,448 sqft · built 2001
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2018)
Tax Bill	$13,221 (2026)
Deeds & Mortgages	Aug 2024 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:005 B:L:015-01`

Property Details

APN / Parcel Number

Primary APN	`M:005 B:L:015-01`
Alternative APNs	`UPTO M:005 L:015.01` `106`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area
Gross Area	6,856 sqft
1st Floor Area	1,626 sqft
Attic	Attic
Attic Area	163 sqft
Basement Area	1,587 sqft
Unfinished Basement	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	165 NORTH ST
City	UPTON
State	MA
Zip	01568-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	15.01
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1002
Census Tract	743100

Owner

165 North St is owned and occupied by two individuals who bought it in September 2018.

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 NORTH ST, UPTON, MA 01568-1508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 5, 2018	Quit Claim Deed, Transfer TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Jul 3, 2002 · Amount on File
Deed Book / Page	59361 / 388
Transfer Doc	059361-388
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	165 NORTH ST, UPTON, MA 01568-1508
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070917-120
Date	Aug 21, 2024
Book Page	70917/120
Instrument	67004

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2029

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Sep 5, 2018
Property Address	165 NORTH ST, UPTON, MA 01568-1508
Document Number	59361-388
Book / Page	59361 / 388
Instrument	93789
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593620001
Date	Sep 5, 2018
Instrument	59362/0001

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 165 North St was $13,221, up 1.5% from the year before.

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,221.00 (+1.53%)	$1,010,800 (+2.07%) Land $296,100 Building $714,700	$1,026,319 (+22.32%)
2025	$13,022.00 (+0.84%)	$990,300 (+4.92%) Land $296,100 Building $694,200	$839,040 (+0.14%)
2024	$12,913.00 (+31.3%)	$943,900 (+33.11%) Land $288,100 Building $655,800	$837,900
2023	$9,835.00	$709,100 Land $240,100 Building $469,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 North St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North St

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