165 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 165 North St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,400 sqft · built 1850
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$303,500 (Oct 2017)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T0090R`

Property Details

APN / Parcel Number

Primary APN	`T0090R`
Alternative APNs	`SACO M:039 L:125 U:000-000` `M:039 L:125 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	T0090R
Street Address	165 NORTH ST
City	SACO
State	ME
Zip	04072-1928
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Lot Number	125
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1043
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

165 North St, a duplex, is owned and occupied by an individual who bought it in October 2017.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	165 NORTH ST, SACO, ME 04072-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Prior Sale	Feb 1, 2007 · Amount on File
Deed Document Number	201743278
Deed Book / Page	17579 / 36
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 11, 2017
Property Address	165 NORTH ST, SACO, ME 04072-1928
Document Number	0175790036
Book / Page	17579 / 0036
Instrument	2017043278
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017043277
Date	Oct 11, 2017
Instrument	2017043277

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 North St was $6,337, up 1.3% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,337.00 (+1.33%)	$446,300 (+0.27%) Land $134,600 Building $311,700
2024	$6,254.00	$445,100 Land $134,600 Building $310,500
2022	$5,895.00	$321,600 Land $102,500 Building $219,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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