165 Nellie Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 165 Nellie Cir, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,166 sqft · built 2006
Lot Size0.987 acres (43,002 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Oct 2006)
Tax Bill$1,579 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN452000552818000

Property Details

APN / Parcel Number

Primary APN452000552818000
Alternative APN
  • 22447

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,166 sqft Heated Area
Gross Area2,982 sqft
1st Floor Area896 sqft
Upper Floors Area270 sqft
Basement Area448 sqft
Finished Basement448 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area43,002 sqft (0.987 acres)
Lot Dimensions213 ft deep x 214 ft wide
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area256 sqft
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number22447
Street Address165 NELLIE CIR
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 EMORY HEIGHTS 834/123
Legal SubdivisionEMORY HEIGHTS
Legal Lot Number6
JurisdictionCHEROKEE NC
Township / Civil DivisionHOTHOUSE
Census Block Group1
Census Block1019
Census Tract930606

Owner

Source: Cherokee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1774 CLYDESDALE DR, LOXAHATCHEE, FL 33470-3914
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2006 · Amount on Record
Deed SaleOct 2, 2006 · Amount on Record
Deed Document Number20063161
Deed Book / Page1253 / 1071
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address165 NELLIE CIR, MURPHY, NC 28906
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1690/732
DateSep 9, 2021
Book Page1690/732
Instrument6044
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,579.00$213,520 (-)$213,520 (-) Land $12,000 Building $201,520
2023$213,520$213,520 Land $12,000 Building $201,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Nellie Cir

Nearby Streets

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