165 Narrow Ln, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 165 Narrow Ln, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1992
Lot Size	2.01 acres (87,841 sqft)
Owner	Individual Name on File
Last Sale	$170,625 (Mar 2015)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2017 Mortgage + 1 more
APN	`PHIL M:00010 L:0001F`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00010 L:0001F`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,552 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,841 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	165 NARROW LN
City	PHILLIPSTON
State	MA
Zip	01331-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LAND PHILLIPSTON
Legal Lot Number	1F
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1062
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records · APN PHIL M:00010 L:0001F

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 NARROW LN, PHILLIPSTON, MA 01331-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · ARM GFA FEDERAL CREDIT UNION
Nov 15, 2017	Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION
Nov 04, 2020	Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2015 · Amount on Record
Deed Sale	Mar 12, 2015 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	201520744
Deed Book / Page	53460 / 383
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	165 NARROW LN, PHILLIPSTON, MA 01331-9458
Transaction Type	Mortgage
Record Updated	Nov 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068367-321
Date	Oct 18, 2022
Book Page	68367/321
Instrument	113119

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2029
Index	Other

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	165 NARROW LN, PHILLIPSTON, MA 01331-9458
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058040-274
Date	Nov 15, 2017
Book Page	58040/274
Instrument	127639

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	165 NARROW LN, PHILLIPSTON, MA 01331-9458
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063674-190
Date	Nov 04, 2020
Book Page	63674/190
Instrument	133893

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,667.00 (+13.17%)	$414,100 (+20.31%) Land $50,700 Building $363,400	$414,200 (+4.43%)
2024	$4,124.00 (-3.1%)	$344,200 (+3.83%) Land $48,300 Building $295,900	$396,625
2023	$4,256.00	$331,500 Land $48,300 Building $283,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Narrow Ln

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