165 Morningside Rd, Niles, OH 44446 Property Records

Trumbull County property record for 165 Morningside Rd, Niles, OH 44446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$81,650 (Jul 2005)
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20-022910`

Property Details

APN / Parcel Number

Primary APN	`20-022910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	165 MORNINGSIDE RD
City	NILES
State	OH
Zip	44446-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	147 75F LAKEWOOD SUB 2 MORNINGSIDE RD NILES CITY
Legal Subdivision	LAKEWOOD
Legal Lot Number	147
Jurisdiction	TRUMBULL OH
Township / Civil Division	HOWLAND
Census Block Group	3
Census Block	3002
Census Tract	932801

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 MORNINGSIDE RD, NILES, OH 44446-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2005 · Amount on Record
Deed Sale	Jul 21, 2005 · Amount on Record
Prior Sale	Dec 27, 2002 · Amount on Record
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	165 MORNINGSIDE RD, NILES, OH 44446-2111
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019935
Date	Jun 20, 2017
Instrument	201700000019935

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	165 MORNINGSIDE RD, NILES, OH 44446-2111
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016602
Date	Aug 31, 2020
Instrument	202008310016602

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Howland Township
Municipality	Niles City
Unified School District	Howland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00	$33,050 (-) Land $4,870 Building $28,180
2024	$1,520.00 (+0.26%)	$33,050 (-) Land $4,870 Building $28,180
2023	$1,516.00 (+13.47%)	$33,050 (+29.86%) Land $4,870 Building $28,180	$94,400 (+29.85%) Land $13,900 Building $80,500
2022	$1,336.00	$25,450 Land $4,870 Building $20,580
2020			$72,700 Land $13,900 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1979–2013)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES CITY PWS serves 21,961 people · EPA ID OH7802403
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T, Brightspeed.

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