165 Milestone Ln, Penhook, VA 24137 Property Records

Franklin County property record for 165 Milestone Ln, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,059 sqft · built 2000
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (May 2026)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051 11-006 00`

Property Details

APN / Parcel Number

Primary APN	`051 11-006 00`
Alternative APN	`36472`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,059 sqft Living Area
Gross Area	3,923 sqft
1st Floor Area	1,284 sqft
Basement Area	1,763 sqft
Finished Basement	1,200 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Wood Shingle
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	529 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	594 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	36472
Street Address	165 MILESTONE LN
City	PENHOOK
State	VA
Zip	24137-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	GOLFERS CROSSING LOT 5
Legal Subdivision	GOLFERS CROSSING
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2010
Census Tract	20102

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 MILESTONE LN, PENHOOK, VA 24137-2716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 13, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	20263086
Deed Book / Page	1245 / 1235
Prior Transfer Date	Jun 3, 2024
Prior Transfer Doc	0012140566
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 13, 2026
Property Address	165 MILESTONE LN, PENHOOK, VA 24137-2716
Document Number	0012451235
Book / Page	1245 / 1235
Instrument Date	May 11, 2026
Instrument	20263086
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MILESTONE LN, PENHOOK, VA 24137-2716

Mortgage

Document Number	0000003087,
Date	May 13, 2026
Instrument	20263087

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.97%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 13, 2026
Property Address	165 MILESTONE LN, PENHOOK, VA 24137-2716
Document Number	0000003086
Book / Page	1245 / 1235
Instrument Date	May 11, 2026
Instrument	20263086
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MILESTONE LN, PENHOOK, VA 24137-2716

Mortgage

Document Number	0000003087,
Date	May 13, 2026
Instrument	20263087

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.97%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 1, 2021
Property Address	165 MILESTONE LN, PENHOOK, VA 24137-2716
Document Number	0011750981
Book / Page	1175 / 981
Map Reference	MB 644 PG 69
Instrument Date	Nov 30, 2021
Instrument	210011201
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 MILESTONE LN, PENHOOK, VA 24137-2716

Mortgage

Document Number	0210011202
Date	Dec 1, 2021
Instrument	210011202

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 (+3.85%)	$940,400 (+47.33%) Land $247,000 Building $693,400	$940,400 (+47.33%) Land $247,000 Building $693,400
2023	$3,893.00	$638,300 (-) Land $223,500 Building $414,800	$638,300 (-) Land $223,500 Building $414,800
2022		$638,300 Land $223,500 Building $414,800	$638,300 Land $223,500 Building $414,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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