Santa Barbara County property record for 165 Middle Rd, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 6,661 sqft · built 1929 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Trust Name on File |
| Last Sale | $6,375,000 (Jul 2020) |
| Tax Bill | $72,883 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-164-001 |
| Primary APN | 009-164-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,661 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 78,408 sqft |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 165 MIDDLE RD |
|---|---|
| City | MONTECITO |
| State | CA |
| Zip | 93108-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1E1 |
| Legal Description | MONTECITO LAND CO LOTS BLK 17 |
| Legal Subdivision | LAND/MONTECITO LAND CO |
| Legal Block | 17 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1404 |
165 Middle Rd is held in a trust since July 2020.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1190 ORIOLE RD, SANTA BARBARA, CA 93108-2439 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 15, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MONTREAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Mar 7, 2016 · Amount on File |
| Deed Document Number | 202039516 |
| Prior Transfer Date | Oct 6, 1993 |
| Prior Transfer Doc | 0000084195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 165 MIDDLE RD, SANTA BARBARA, CA 93108-2465 |
| Document Number | 0000039516 |
| Map Reference | RK 1 MAP 3 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020-0039516 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | EQUITY TITLE LOS ANGELES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 165 MIDDLE RD, MONTECITO, CA 93108-2465 |
| Document Number | 0000039517 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0039517 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Oct 15, 2018 |
| Property Address | 165 MIDDLE RD, SANTA BARBARA, CA 93108-2465 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 44044 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 165 MIDDLE RD SANTA BARBARA CA 931082465, SANTA BARBARA, CA 93108-2465 |
| Document Number | 0000044044 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 44044 |
| Name | BANK OF MONTREAL |
|---|---|
| Type | Bank |
| Address | MONTREAL |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 165 Middle Rd was $72,883.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Montecito Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,038,513 (+2%) Land $3,864,282 Building $3,174,231 | |
| 2025 | $72,883.00 | $6,900,504 Land $3,788,512 Building $3,111,992 |
| 2023 | $70,247.00 (+1.63%) | $6,632,550 Land $3,641,400 Building $2,991,150 |
| 2022 | $69,120.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 165 Middle Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 9 (2018–2025) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Frontier, GeoLinks.
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