165 Mayo Rd, Covington, GA 30014 Property Records

Newton County property record for 165 Mayo Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1959
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2020)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0075A-00000-010-000`

Property Details

APN / Parcel Number

Primary APN	`0075A-00000-010-000`
Alternative APNs	`0075A 010` `27681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	1,400 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)

Exterior Amenities

Porch	Patio
Porch Area	200 sqft
Storage Building	225 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	27681
Street Address	165 MAYO RD
City	COVINGTON
State	GA
Zip	30014-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.79AC LOTS 13A&14A MILEY
Legal Subdivision	JACKSON LAKE LOTS (FEE SIMPLE)
Legal Lot Number	13A,14A
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3034
Census Tract	100802

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 MAYO RD, COVINGTON, GA 30014-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	20202583
Deed Book / Page	4037 / 576
Prior Transfer Date	Oct 20, 2013
Prior Transfer Doc	0031880117
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	165 MAYO RD, COVINGTON, GA 30014-8410
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MAYO RD, COVINGTON, GA 30014-8410

Mortgage

Document Number	0044250000000064
Date	Aug 16, 2022
Book Page	0000004425/0000000064
Instrument	014139

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 21, 2020
Property Address	165 MAYO RD, COVINGTON, GA 30014-8410
Document Number	0040370576
Book / Page	004037 / 000576
Instrument Date	Jul 10, 2020
Instrument	9679
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 MAYO RD COVINGTON GA 300148410, COVINGTON, GA 30014-8410

Mortgage

Document Number	40370577
Date	Jul 21, 2020
Book Page	004037/000577
Instrument	9680

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+8.54%)	$171,680 (+29.32%) Land $48,000 Building $123,680	$429,200 (+29.32%) Land $120,000 Building $309,200
2023		$132,760 Land $48,000 Building $84,760	$331,900 Land $120,000 Building $211,900
2022	$3,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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