165 Matson Hill Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 165 Matson Hill Rd, Defiance, MO 63341

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3.5 ba · 5,356 sqft · built 1991
Lot Size	6.15 acres (267,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2018)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A921000005`

Property Details

APN / Parcel Number

Primary APN	`A921000005`
Alternative APN	`1-0043-1643-00-0001.2000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,356 sqft Gross Area
1st Floor Area	2,172 sqft
Basement Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	267,894 sqft (6.15 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A921000005
Street Address	165 MATSON HILL RD
City	DEFIANCE
State	MO
Zip	63341-3003
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SUR 1643
Legal Subdivision	US SURV 1643
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2019
Census Tract	312204

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 MATSON HILL RD, DEFIANCE, MO 63341-3003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage FIRST FIN'L FCU
Sep 4, 2018	Quit Claim Deed, Transfer TRUHOME SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Document Number	2018503390
Deed Book / Page	6971 / 1379
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0069711379
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	165 MATSON HILL RD, DEFIANCE, MO 63341-3003
Document Number	0000083730
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 MATSON HILL RD DEFIANCE MO 633413003, DEFIANCE, MO 63341-3003

Mortgage

Document Number	0000083730
Date	Nov 2, 2020
Instrument	83730

Lender

Name	FIRST FIN'L FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2018
Property Address	165 MATSON HILL RD, DEFIANCE, MO 63341-3003
Document Number	0069711379
Book / Page	006971 / 001379
Instrument Date	Aug 28, 2018
Instrument	503390
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 MATSON HILL RD DEFIANCE MO 633413003, DEFIANCE, MO 63341-3003

Mortgage

Document Number	69711382
Date	Sep 4, 2018
Book Page	006971/001382
Instrument	503400

Lender

Name	TRUHOME SOLUTIONS
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,060.00 (+4.89%)	$90,734 (+7.57%)	$478,069 (+7.55%) Land $16,441 Building $461,628
2024	$4,824.00
2023		$84,352
2022			$444,493 Land $16,441 Building $428,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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