165 Margaret St, Poca, WV 25159 Property Records

Putnam County property record for 165 Margaret St, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1987
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2024)
Tax Bill	$1,274 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-195D-0011.0000`

Property Details

APN / Parcel Number

Primary APN	`08-195D-0011.0000`
Alternative APNs	`40-08-195D-0011.0000` `00010387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00010387
Street Address	165 MARGARET ST
City	POCA
State	WV
Zip	25159-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 MARGARET GRASSIE SUBD
Legal Subdivision	MARGARET GRASSIE SUB
Legal Lot Number	11
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5014
Census Tract	20100

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 MARGARET ST, POCA, WV 25159-7291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Book / Page	623 / 367
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	165 MARGARET ST, POCA, WV 25159-7291
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MARGARET ST, POCA, WV 25159-7291

Mortgage

Document Number	001405/834
Date	Feb 9, 2026
Book Page	1405/834

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 8, 2024
Property Address	165 MARGARET ST, POCA, WV 25159-7291
Document Number	000623/367
Book / Page	623 / 367
Map Reference	DB 215 PG 439
Instrument Date	Jan 5, 2024
Instrument	005596460003
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005596470015
Date	Jan 8, 2024
Instrument	005596470015

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,274.00 (+7.42%)	$101,940 (+8.63%) Land $18,180 Building $83,760	$169,900 (+8.63%) Land $30,300 Building $139,600
2025	$1,186.00 (+30.91%)	$93,840 (+25.82%) Land $14,100 Building $79,740	$156,400 (+25.82%) Land $23,500 Building $132,900
2023	$906.00 (+3.42%)	$74,580 (+2.56%) Land $14,100 Building $60,480	$124,300 (+2.56%) Land $23,500 Building $100,800
2022	$876.00	$72,720 Land $14,100 Building $58,620	$121,200 Land $23,500 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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