165 Main St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 165 Main St, Biddeford, ME 04005

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 ba · 11,088 sqft · built 1860
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (May 2026)
Tax Bill	$12,984 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:338-1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:338-1`
Alternative APN	`M:38 L:338=1`

Interior

Full Baths	2 Baths
Units	25 Units
Stories	2 Stories
Building Area	11,088 sqft Total Area
Gross Area	13,524 sqft
1st Floor Area	5,544 sqft
Basement Area	2,436 sqft
Unfinished Basement	2,436 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	165 MAIN ST
City	BIDDEFORD
State	ME
Zip	04005-2577
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MSRD1
Legal Lot Number	338-1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2009
Census Tract	25206

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 47, BIDDEFORD, ME 04005-0047
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Commercial Mortgage
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Deed Book / Page	19902 / 929
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 14, 2026
Property Address	165 MAIN ST, BIDDEFORD, ME 04005-2577
Document Number	0199020929
Book / Page	19902 / 929
Instrument Date	May 13, 2026
Instrument	202616120
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 14, 2026

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	165 MAIN ST, BIDDEFORD, ME 04005-2577
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181710624
Date	Feb 14, 2020
Book Page	18171/624
Instrument	2020007351

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,984.00 (+6.74%)	$869,100 (+1.6%) Land $158,100 Building $711,000
2024	$12,164.00 (+29.5%)	$855,400 (+19.49%) Land $158,100 Building $697,300
2023	$9,393.00 (+17.71%)	$715,900 (+47.21%) Land $158,100 Building $557,800
2022	$7,980.00	$486,300 Land $121,700 Building $364,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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