165 Lowder Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 165 Lowder Rd, Albemarle, NC 28001

Property Summary

Property Type	Vacant Land
Lot Size	20.9 acres (910,404 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`664003045129`

Property Details

APN / Parcel Number

Primary APN	`664003045129`
Alternative APNs	`1544740` `15914` `22625`

Exterior

Lot Area	910,404 sqft (20.9 acres)

Location & Zoning

Account Number	1544740
Street Address	165 LOWDER RD
City	ALBEMARLE
State	NC
Zip	28001-8548
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-10
Legal Description	VAC LOWDER RD 664013047
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	3
Census Block	3006
Census Tract	930300

Owner

165 Lowder Rd, vacant land, is held in a trust since August 2023.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7430 BROADLEAF DR, CONCORD, NC 28027-9700
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
Jan 12, 2022	Warranty Deed, Transfer · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000461048
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Aug 28, 2023
Property Address	165 LOWDER RD, ALBEMARLE, NC 28001-8548
Document Number	0000461048
Book / Page	1830 / 960
Instrument Date	Aug 2, 2023
Instrument	461048
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BULLOCK DR, ALBEMARLE, NC 28001-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7430 BROADLEAF DR, CONCORD, NC 28027-9700

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 12, 2022
Property Address	165 LOWDER RD, ALBEMARLE, NC 28001-8548
Document Number	0000442325
Book / Page	1771 / 1150
Map Reference	MB 29 PG 47
Instrument Date	Jan 10, 2022
Instrument	442325
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BULLOCK DR, ALBEMARLE, NC 28001-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 ISAACS PL, GREENSBORO, NC 27408-2709

Mortgage

Document Number	0000442338
Date	Jan 12, 2022
Instrument	442338

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 165 Lowder Rd was $1,514.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00	$135,188 Land $135,188	$135,188 Land $135,188
2023	$1,003.00	$91,549 (-20.93%) Land $91,549	$91,549 (-20.93%) Land $91,549
2022	$1,003.00	$115,788 Land $115,788	$115,788 Land $115,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Lowder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Lowder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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