165 Lockamy Ln, Youngsville, NC 27596 Property Records

Franklin County property record for 165 Lockamy Ln, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,034 sqft · built 2018
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Oct 2018)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1833-90-5492`

Property Details

APN / Parcel Number

Primary APN	`1833-90-5492`
Alternative APNs	`043294` `23121`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,034 sqft Total Area
Bonus Room	Bonus Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached - Finished
Garage Area	578 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23121
Street Address	165 LOCKAMY LN
City	YOUNGSVILLE
State	NC
Zip	27596-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Description	LOT:6 DIST:103 CITY/MUNI/TWP:YOUNGSVILLE SUBD:ADDYSON AT HOLDEN ROAD LOT
Legal Subdivision	ADDYSON AT HOLDEN ROAD LOT
Legal Lot Number	6
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	2
Census Block	2005
Census Tract	60501

Owner

165 Lockamy Ln is owned and occupied by an individual who bought it in October 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 4, 2017	Deed of Trust, Mortgage · Construction Mortgage NORTH STATE BANK
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Deed Document Number	0021610948
Deed Book / Page	2161 / 0948
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LOCKAMY LN, WHITEVILLE, NC 28472

Mortgage

Document Number	0023271066
Date	Mar 3, 2023
Book Page	2327/1066
Instrument	10072569

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020900130
Date	Apr 4, 2017
Book Page	2090/130

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 5, 2018

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022161039
Date	Jul 16, 2020
Book Page	2216/1039

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Oct 4, 2018
Property Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885
Document Number	0021610948
Book / Page	2161 / 0948
Map Reference	MB2017 PG27&28
Instrument Date	Oct 3, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LOCKAMY LN, YOUNGSVILLE, NC 27596-7885

Mortgage

Document Number	0002161950
Date	Oct 4, 2018
Instrument	2161/950

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 165 Lockamy Ln was $3,731.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,731.00	$598,960 Land $120,000 Building $478,960	$598,960 Land $120,000 Building $478,960
2023	$3,775.00	$416,240 Land $80,000 Building $336,240	$416,240 Land $80,000 Building $336,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Lockamy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Lockamy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Nearby Properties on Lockamy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures