165 Lighthouse Ln, Deltaville, VA 23043 Property Records

Middlesex County property record for 165 Lighthouse Ln, Deltaville, VA 23043

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,389 sqft · built 1980
Lot Size0.99 acres (43,124 sqft)
OwnerCompany on Record
Last Sale$555,000 (Sep 2018)
Tax Bill$3,365 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Sep 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN40 23 B 4

Property Details

APN / Parcel Number

Primary APN40 23 B 4
Alternative APN
  • 4803

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,389 sqft Living Area
Gross Area3,974 sqft
1st Floor Area1,645 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,124 sqft (0.99 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area130 sqft
Deck Area144 sqft
Patio Area133 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4803
Street Address165 LIGHTHOUSE LN
CityDELTAVILLE
StateVA
Zip23043-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVC
Legal DescriptionSTURGEON CREEK 40-6 .99 AC D161-201 P8-110 D219-27 292-264 PL14-216 D18-2027
Legal SubdivisionSTURGEON CREEK
JurisdictionMIDDLESEX VA
Township / Civil DivisionPINE TOP
Census Block Group1
Census Block1019
Census Tract951200

Owner

Source: Middlesex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address165 LIGHTHOUSE LN, DELTAVILLE, VA 23043-2120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANLEADERS OF AMERICA INC
Sep 24, 2019Intrafamily Transfer, Transfer
Sep 13, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2018 · Amount on Record
Deed SaleSep 13, 2018 · Amount on Record
Deed Document Number20182027
Last Transfer DateSep 12, 2019
Transfer Doc0000001539
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX VA
Property Address165 LIGHTHOUSE LN, DELTAVILLE, VA 23043-2120
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180000346
DateFeb 23, 2018
Instrument180000346
Lender
NameLOANLEADERS OF AMERICA INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeFixed Rate

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX VA
Recording DateSep 24, 2019
Property Address165 LIGHTHOUSE LN, DELTAVILLE, VA 23043-2120
Document Number190001539
Instrument DateSep 12, 2019
Instrument190001539
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 LIGHTHOUSE LN, DELTAVILLE, VA 23043-2120

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLESEX VA
Recording DateSep 13, 2018
Property Address165 LIGHTHOUSE LN, DELTAVILLE, VA 23043-2120
Document Number180002027
Instrument DateAug 28, 2018
Instrument180002027
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10406 BUFFAPPLE DR, HENRICO, VA 23233-2603

Mortgage

Document Number180002028
DateSep 13, 2018
Instrument180002028
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,365.00$551,700 (-) Land $187,000 Building $364,700$551,700 (-) Land $187,000 Building $364,700
2025$3,365.00$551,700 (-) Land $187,000 Building $364,700$551,700 (-) Land $187,000 Building $364,700
2023$3,365.00$551,700 Land $187,000 Building $364,700$551,700 Land $187,000 Building $364,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 129 policies
Nearby Flood Policies129 in force
Nearby Flood Claims46 (1992–2022)
Claims Outside the SFHA7 of 46
Most Recent ClaimOct 2022 · other causes
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims
  • Hurricane Isabel, Sep 2003 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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