165 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 165 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,906 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2025)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`083002L A 00300`

Property Details

APN / Parcel Number

Primary APN	`083002L A 00300`
Alternative APN	`002L A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,906 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	1,516 sqft
Upper Floors Area	650 sqft
Basement Area	1,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLAT: 21 PAGE: 35 BLOCK: LOT: 3 SUBD: CEDAR CREEK EST SEC 1
Legal Subdivision	CEDAR CREEK EST SEC
Legal Lot Number	3
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

165 Lear Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Sumner County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 LEAR RD, PORTLAND, TN 37148-4452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 11, 2022	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE FUNDING LLC
Sep 5, 2023	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 27, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2017	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	May 8, 2025 · Amount on File
Deed Document Number	20251529105
Deed Book / Page	6694 / 543
Prior Transfer Date	Jan 30, 2009
Prior Transfer Doc	0030680566
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	Jun 23, 2026
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Document Number	0001555203
Book / Page	6880 / 387
Instrument Date	May 22, 2026
Instrument	20261555203
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LEAR RD, PORTLAND, TN 37148-4452

Mortgage

Document Number	0001555203,
Date	Jun 23, 2026
Book Page	6880/387
Instrument	20261555203

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060090466
Date	Aug 11, 2022
Book Page	6009/466
Instrument	1425897

Lender

Name	E MORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062290393
Date	Sep 5, 2023
Book Page	6229/393
Instrument	1460598

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 3, 2025
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Document Number	0066940543
Book / Page	6694 / 543
Map Reference	MB 21 PG 35
Instrument Date	Oct 2, 2025
Instrument	1529105
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LEAR RD, PORTLAND, TN 37148-4452

Mortgage

Document Number	0006694546
Date	Oct 3, 2025
Instrument	6694/546

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048980503
Date	Feb 27, 2019
Book Page	4898/503
Instrument	1260567

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051340503
Date	Feb 3, 2020
Book Page	5134/503
Instrument	1299192

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Apr 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 16, 2017
Property Address	165 LEAR RD, PORTLAND, TN 37148-4452
Document Number	0044960513
Book / Page	4496 / 513
Map Reference	MB 21 PG 35
Instrument Date	Mar 14, 2017
Instrument	1188473
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LEAR RD, PORTLAND, TN 37148-4452

Mortgage

Document Number	1188474
Date	Mar 16, 2017
Instrument	1188474

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 Lear Rd was $1,299.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00	$91,400 (-) Land $12,500 Building $78,900
2024	$1,299.00 (+5.27%)	$91,400 (+66.86%) Land $12,500 Building $78,900	$365,600 Land $50,000 Building $315,600
2023	$1,234.00 (-0.4%)	$54,775 (-) Land $9,775 Building $45,000
2022	$1,239.00	$54,775 Land $9,775 Building $45,000
2021			$219,100 Land $39,100 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Lear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Lear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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