165 Lake Forest Dr, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 165 Lake Forest Dr, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,421 sqft · built 1974
Lot Size	0.678 acres (29,574 sqft)
Owner	2 Individual Names on File
Last Sale	$211,500 (May 2018)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-1-A3 D-003`

Property Details

APN / Parcel Number

Primary APN	`06-1-A3 D-003`
Alternative APNs	`061A3 D 3` `1278`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,421 sqft Heated Area
1st Floor Area	1,433 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,574 sqft
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	205 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1278
Old Parcel Number	061A3 D 3
Street Address	165 LAKE FOREST DR
City	ATHENS
State	GA
Zip	30607-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-25
Legal Description	SUBD BLK: F,LOT: 3;
Legal Subdivision	RIVERCLIFF SEC 01 PH 01
Legal Block	F
Legal Lot Number	3
Jurisdiction	CLARKE GA
Township / Civil Division	BOGART
Census Block Group	1
Census Block	1000
Census Tract	130500

Owner

165 Lake Forest Dr is owned and occupied by two individuals who acquired it in May 2018.

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE
Apr 27, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MTG
May 25, 2018	Grant Deed, Transfer · FHA Mortgage ORION LNDG
Nov 16, 2017	Loan Modification, Mortgage · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Nov 21, 2014 · Amount on File
Deed Document Number	0004712439
Deed Book / Page	4712 / 439
Last Transfer Date	May 25, 2018
Transfer Doc	0047120439
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043

Mortgage

Document Number	0057350000000533
Date	Aug 15, 2025
Book Page	0000005735/0000000533

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043

Mortgage

Document Number	0053240000000370
Date	Jan 21, 2022
Book Page	0000005324/0000000370

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Document Number	0048310067
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 LAKE FOREST DR ATHENS GA 306072043, ATHENS, GA 30607-2043

Mortgage

Document Number	0048310067
Date	May 3, 2019
Book Page	004831/000067

Lender

Name	OCEANSIDE MTG
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	May 25, 2018
Property Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Document Number	0047120439
Book / Page	004712 / 000439
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 LAKE FOREST DR ATHENS GA 306072043, ATHENS, GA 30607-2043

Mortgage

Document Number	47120441
Date	May 25, 2018
Book Page	004712/000441

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLARKE GA
Property Address	165 LAKE FOREST DR, ATHENS, GA 30607-2043
Document Number	0046600202
Book / Page	004660 / 000202
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LAKE FOREST DR ATHENS GA 306072043, ATHENS, GA 30607-2043

Mortgage

Document Number	0046600202
Date	Dec 12, 2017
Book Page	004660/000202

Lender

Name	STATE BK&TR
Type	Bank
Address	ATHENS, GA 30606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 11, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 165 Lake Forest Dr was $4,409.

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00	$142,016 Land $14,000 Building $128,016	$355,039 Land $35,000 Building $320,039
2023	$3,921.00 (+5.8%)	$125,481 (+8.01%) Land $14,000 Building $111,481	$313,703 (+8.01%) Land $35,000 Building $278,703
2022	$3,706.00	$116,177 Land $12,000 Building $104,177	$290,442 Land $30,000 Building $260,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Lake Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Lake Forest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Forest Dr

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