165 la Vereda Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 165 la Vereda Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,295 sqft · built 1921
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on Record
Last Sale	$3,300,000 (Oct 2017)
Tax Bill	$49,071 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`009-201-005`

Property Details

APN / Parcel Number

Primary APN	`009-201-005`
Alternative APN	`00920105`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,295 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	43,996 sqft

Location & Zoning

Street Address	165 LA VEREDA RD
City	SANTA BARBARA
State	CA
Zip	93108-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1E1
Legal Subdivision	OUTSIDE PUEBLO LANDS
Legal Lot Number	B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1007
Census Tract	1404

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 20, 2023	Intrafamily Transfer, Transfer
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOW RATE CO
Dec 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOW RATE COMPANY CORP
Aug 10, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Oct 13, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Oct 13, 2017	Grant Deed, Transfer ADMINISTRATIVE SUE J B TR(PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	201749326
Last Transfer Date	May 23, 2024
Transfer Doc	0000015885
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041274
Date	Dec 31, 2025
Instrument	2025-0041274

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	7%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Max Rate	12%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000036716
Date	Nov 21, 2025
Instrument	2025-0036716

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 20, 2023
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Document Number	0000031321
Map Reference	MB 29 PG 58&59
Instrument Date	Oct 20, 2023
Instrument	2023-0031321
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000029639
Date	Oct 10, 2023
Instrument	2023-0029639

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Mar 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000007750
Date	Mar 17, 2023
Instrument	2023-0007750

Lender

Name	LOW RATE CO
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000049620
Date	Dec 1, 2022
Instrument	2022-0049620

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	8.62%
Max Rate At Change	13.6%
Index	Other
Margin	4
Max Rate	13.6%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000028650
Date	Jun 16, 2022
Instrument	2022-0028650

Lender

Name	FIRST BANK
Type	Bank
Address	SANTA BARBARA, CA 93105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	0000018675
Date	Apr 15, 2022
Instrument	2022-0018675

Lender

Name	LOW RATE COMPANY CORP
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Document Number	0000034658
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	165 LA VEREDA RD MONTECITO CA 931082528, MONTECITO, CA 93108-2528

Mortgage

Document Number	0000034658
Date	Aug 15, 2018
Instrument	34658

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.12%

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 13, 2017
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Document Number	0000049325
Instrument Date	Oct 5, 2017
Instrument	49325
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 W BROADWAY #A237 SAN DIEGO CA 921013536, A237, SAN DIEGO, CA 92101-3536

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 13, 2017
Property Address	165 LA VEREDA RD, SANTA BARBARA, CA 93108-2528
Document Number	0000049326
Instrument Date	Sep 22, 2017
Instrument	49326
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,630.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	165 LA VEREDA RD SANTA BARBARA CA 931082528, SANTA BARBARA, CA 93108-2528

Mortgage

Document Number	49327
Date	Oct 13, 2017
Instrument	49327

Lender

Name	ADMINISTRATIVE SUE J B TR(PT)
Address	501 W BROADWAY # A237, SAN DIEGO, CA 92101-3536

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,690,232 (+2%) Land $2,352,382 Building $2,337,850
2025	$49,071.00 (+10.07%)	$4,598,267 (+6.19%) Land $2,306,257 Building $2,292,010
2024	$44,581.00 (-3.75%)
2023	$46,320.00 (+0.38%) Homeowner's exemption Additional exemption filed	$4,330,301 Land $2,217,292 Building $2,113,009
2022	$46,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	22 (2018–2024)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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