165 Jersey St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 165 Jersey St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,922 sqft · built 1938
Lot Size0.167 acres (7,288 sqft)
OwnerIndividual Name on Record
Last Sale$477,000 (Sep 2017)
Tax Bill$6,715 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2022 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APNMARB M:0140 B:0004 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0140 B:0004 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,922 sqft Living Area
Gross Area2,818 sqft
Basement Area613 sqft
Unfinished Basement613 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,288 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address165 JERSEY ST
CityMARBLEHEAD
StateMA
Zip01945-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionPORTER S BEACH
Legal Block4
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4001
Census Tract203301

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Line of Credit
MARBLEHEAD SAVINGS BANK
Apr 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP
Sep 26, 2018Deed of Trust, Mortgage
ACADEMY MORTGAGE CORP
Dec 27, 2018Deed of Trust, Mortgage · Balloon Mortgage
EASTERN BANK
Jun 5, 2020Deed of Trust, Mortgage · Balloon Mortgage
MARBLEHEAD SAVINGS BANK
May 4, 2020Deed of Trust, Mortgage · ARM
ACADEMY MORTGAGE CORP
Sep 1, 2017Quit Claim Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Prior SaleMar 1, 1993 · Amount on Record
Deed Book / Page36151 / 7
Transfer Doc00036151-7
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041185-210
DateSep 13, 2022
Book Page41185/210
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2042
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040860-97
DateApr 13, 2022
Book Page40860/97
Instrument20220413000770
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37038-321
DateSep 26, 2018
Book Page37038/321
Instrument180926001290
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37244-482
DateDec 27, 2018
Book Page37244/482
Instrument20181227004130
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38584-604
DateJun 5, 2020
Book Page38584/604
Instrument20200605002360
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38479-149
DateMay 4, 2020
Book Page38479/149
Instrument20200504000290
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJun 1, 2025

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateSep 1, 2017
Property Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346
Document Number36151-7
Book / Page36151 / 7
Instrument290
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51.08
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 JERSEY ST, MARBLEHEAD, MA 01945-1346

Mortgage

Document Number361510009
DateSep 1, 2017
Instrument36151/0009
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,715.00 (-1.86%)$784,500 (+3.77%) Land $467,400 Building $316,400$803,291 (-2.62%)
2025$6,842.00 (-3.1%)$756,000 (-4.07%) Land $492,000 Building $264,000$824,885
2024$7,061.00 (+4.47%)$788,100 (+16.6%) Land $528,900 Building $259,200
2023$6,759.00$675,900 Land $461,300 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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