165 Jacks Bend, O Fallon, IL 62269 Property Records

St. Clair County property record for 165 Jacks Bend, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 2017
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Apr 2020)
Tax Bill	$19,356 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Sale & Mortgage + 1 more
APN	`04-07-0-206-001`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-206-001`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,812 sqft Living Area
Basement Area	1,888 sqft
Finished Basement	1,888 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	23,522 sqft (0.54 acres)
Garage Area	1,106 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	165 JACKS BND
City	O FALLON
State	IL
Zip	62269-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BETHEL RIDGE FARMS LOT 22 A02648340
Legal Subdivision	BETHEL RIDGE FARMS
Legal Block	206
Legal Lot Number	22
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 JACKS BND, O FALLON, IL 62269-6337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage DELMAR FIN'L
Jun 14, 2019	Quit Claim Deed, Mortgage · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 14, 2019
Deed Document Number	20202648340
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0002616077
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	165 JACKS BND, O FALLON, IL 62269-6337
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02741532
Date	Apr 1, 2022
Instrument	A02741532

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 16, 2020
Property Address	165 JACKS BND, O FALLON, IL 62269-6337
Document Number	00A2648340
Instrument Date	Feb 7, 2020
Instrument	2648340
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$953.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 RED HAWK LN O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2648341
Date	Apr 16, 2020
Instrument	2648341

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 14, 2019
Property Address	165 JACKS BND, O FALLON, IL 62269-6337
Document Number	00A2616077
Instrument Date	Jun 6, 2019
Instrument	2616077
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TITLE RESOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 JACKS BND O FALLON IL 622696337, O FALLON, IL 62269-6337

Mortgage

Document Number	A2616078
Date	Jun 14, 2019
Instrument	2616078

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,356.00	$274,535 (+33.99%) Land $44,092 Building $230,443	$823,605 (+33.99%) Land $132,276 Building $691,329
2022		$204,890 Land $32,822 Building $172,068	$614,670 Land $98,466 Building $516,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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