165 Holly Knowe Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 165 Holly Knowe Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 1974
Lot Size	3.28 acres (142,877 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Dec 2013)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`46-04-26-014130-000-00`

Property Details

APN / Parcel Number

Primary APN	`46-04-26-014130-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	3,596 sqft
1st Floor Area	2,374 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	142,877 sqft (3.28 acres)
Lot Dimensions	498 ft deep x 268 ft wide
Garage Type	Attached
Garage Area	572 sqft
Porch	Finished Screened Porch
Porch Area	780 sqft
Storage Building	2,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	165 HOLLY KNOWE RD
City	FLEMING ISLAND
State	FL
Zip	32003-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 HOLLYKNOWE RANCH AS REC OR 3601 PG 2165
Legal Range	26E
Legal Township	04S
Legal Section	46
Legal Subdivision	HOLLYKNOWE RANCH
Legal Block	547
Legal Lot Number	12
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	201370884
Deed Book / Page	3601 / 2165
Prior Transfer Date	Jan 13, 2012
Prior Transfer Doc	0033730932
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	165 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7810
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 HOLLY KNOWE RD, ORANGE PARK, FL 32003-7810

Mortgage

Document Number	0045061627
Date	Sep 9, 2021
Book Page	4506/1627
Instrument	2021056657

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	165 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7810
Document Number	0039340628
Book / Page	003934 / 000628
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 HOLLY KNOWE RD FLEMING ISLAND FL 320037810, FLEMING ISLAND, FL 32003-7810

Mortgage

Document Number	0039340628
Date	Jan 12, 2017
Book Page	003934/000628
Instrument	1815

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2032

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00 (+4.82%) Homeowner's exemption	$276,634 (+5.99%)	$316,639 (+1.35%) Land $131,200 Building $185,439
2024	$3,441.00 (-6.7%)
2023	$3,688.00 (+12.61%) Homeowner's exemption	$261,008 (+8.34%)	$312,413 (+16.54%) Land $131,200 Building $181,213
2022	$3,275.00 Homeowner's exemption	$240,913	$268,067 Land $131,200 Building $136,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

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