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165 Hemlock Dr, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 165 Hemlock Dr, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,016 sqft · built 2019
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Last Sale$523,160 (Jun 2019)
Tax Bill$8,323 (2025)
Deeds & MortgagesJun 2019 Transfer
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:036 B:0000 L:0120

Property Details

APN / Parcel Number

Primary APNAYER M:036 B:0000 L:0120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address165 HEMLOCK DR
CityAYER
StateMA
Zip01432-5563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number120
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2034
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 HEMLOCK DR, AYER, MA 01432-5563
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 28, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Deed Document Number201992149
Deed Book / Page72857 / 391
Record UpdatedSep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 28, 2019
Property Address165 HEMLOCK DR, AYER, MA 01432-5563
Document Number72857-387
Book / Page072857 / 000387
Instrument DateJun 24, 2019
Instrument92148
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address256 AYER RD LITTLETON MA 014601010, LITTLETON, MA 01460-1010

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 28, 2019
Property Address165 HEMLOCK DR, AYER, MA 01432-5563
Document Number72857-391
Book / Page72857 / 391
Instrument DateJun 24, 2019
Instrument92149
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 HEMLOCK DR, AYER, MA 01432-5563

Mortgage

Document Number92150
DateJun 28, 2019
Instrument92150
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,323.00 (+10.94%)$695,900 (+15.22%) Land $227,700 Building $468,200$781,280 (+5.92%)
2024$737,580
2023$7,502.00$604,000 Land $214,600 Building $389,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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