165 Gilda Dr, Mount Airy, NC 27030 Property Records

Surry County property record for 165 Gilda Dr, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1972
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 2025)
Tax Bill	$1,010 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5949-18-41-4649`

Property Details

APN / Parcel Number

Primary APN	`5949-18-41-4649`
Alternative APNs	`100015429` `100132602`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,202 sqft (0.349 acres)
Lot Width	108 ft Width
Porch	Slab
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100132602
Street Address	165 GILDA DR
City	MOUNT AIRY
State	NC
Zip	27030-8178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 19 GREENVIELD SEC 1
Legal Subdivision	GREENFIELD
Legal Lot Number	19
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1002
Census Tract	930202

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 GILDA DR, MOUNT AIRY, NC 27030-8178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Dec 28, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	2025725314
Deed Book / Page	1936 / 244
Last Transfer Date	Jul 15, 2025
Transfer Doc	001939/324
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	165 GILDA DR, MOUNT AIRY, NC 27030-8178
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001823/900
Date	Jul 29, 2022
Book Page	1823/900
Instrument	697961

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	165 GILDA DR, MOUNT AIRY, NC 27030-8178
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001823/884
Date	Jul 29, 2022
Book Page	1823/884
Instrument	697960

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	165 GILDA DR, MOUNT AIRY, NC 27030-8178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1655/759
Date	Dec 28, 2018
Book Page	1655/759
Instrument	659944

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Dec 20, 2023
Index	5-Year CMT

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,010.00 (+26.73%)	$95,520 (-41.69%) Land $11,700 Building $83,820	$95,520 (-41.69%) Land $11,700 Building $83,820
2025	$797.00 (+51.23%)	$163,810 (+71.49%) Land $11,700 Building $152,110	$163,810 (+71.49%) Land $11,700 Building $152,110
2023	$527.00	$95,520 Land $11,700 Building $83,820	$95,520 Land $11,700 Building $83,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER SYSTEM private · serves 244 people · EPA ID NC0286107
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fastlink Communications, Surry Telephone.

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