165 Ferry St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 165 Ferry St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,973 sqft · built 1907
Lot Size	0.261 acres (11,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2015)
Tax Bill	$5,606 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72 0000 0023 A`

Property Details

APN / Parcel Number

Primary APN	`72 0000 0023 A`
Alternative APN	`LAWR M:0072 B:0000 L:0023`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,973 sqft Living Area
Gross Area	5,291 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,386 sqft (0.261 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	72 0000 0023 A
Street Address	165 FERRY ST
City	LAWRENCE
State	MA
Zip	01841-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	23
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5007
Census Tract	250800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AUSTIN S CARROLL
Jun 1, 2017	Deed of Trust, Mortgage · Closed-End Mortgage RTN FCU
May 4, 2018	Deed of Trust, Mortgage RTN FCU
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Book / Page	14364 / 321
Transfer Doc	014364-321
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017326-166
Date	Jan 28, 2022
Book Page	17326/166
Instrument	2458

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017326-178
Date	Jan 28, 2022
Book Page	17326/178
Instrument	2459

Lender

Name	AUSTIN S CARROLL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15101-146
Date	Jun 1, 2017
Book Page	15101/146
Instrument	13617

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15470-1
Date	May 4, 2018
Book Page	15470/1
Instrument	10247

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16012-322
Date	Sep 25, 2019
Book Page	16012/322
Instrument	23501

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	165 FERRY ST, LAWRENCE, MA 01841-1326
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16639-60
Date	Dec 3, 2020
Book Page	16639/60
Instrument	34432

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,606.00 (+0.85%)	$648,900 (+2.72%) Land $199,200 Building $449,700	$651,668 (-14.19%)
2025	$5,559.00 (+14.27%)	$631,700 (+20.12%) Land $182,000 Building $449,700	$759,430
2024	$4,865.00 (-11.32%)	$525,900 (-2.61%) Land $156,700 Building $369,200
2023	$5,486.00	$540,000 Land $156,700 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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