165 Fairoaks Dr, Oakland, TN 38060 Property Records

Fayette County property record for 165 Fairoaks Dr, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,873 sqft · built 2005
Lot Size	0.227 acres (9,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Nov 2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024080P A 04800`

Property Details

APN / Parcel Number

Primary APN	`024080P A 04800`
Alternative APN	`080P A 04800`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	2,052 sqft
Upper Floors Area	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,906 sqft
Lot Dimensions	127 ft deep x 78 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 FAIROAKS DR
City	OAKLAND
State	TN
Zip	38060-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIROAKS PLANNED DEVELOP 48 PHASE I REVISED PLAT
Legal Subdivision	FAIROAKS PLANNED DEVELOP
Legal Lot Number	48
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	60404

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 FAIROAKS DR, OAKLAND, TN 38060-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS
May 30, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	19007098
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Nov 8, 2019
Property Address	165 FAIROAKS DR, OAKLAND, TN 38060-3354
Document Number	0000007098
Instrument Date	Nov 7, 2019
Instrument	7098
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 FAIROAKS DR OAKLAND TN 380603354, OAKLAND, TN 38060-3354

Mortgage

Document Number	7099
Date	Nov 8, 2019
Instrument	7099

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	165 FAIROAKS DR, OAKLAND, TN 38060-3354
Document Number	0000003348
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	165 FAIROAKS DR OAKLAND TN 380603354, OAKLAND, TN 38060-3354

Mortgage

Document Number	0000003348
Date	Jun 6, 2019
Instrument	3348

Lender

Name	BANCORPSOUTH
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$112,800 (+37.86%) Land $12,500 Building $100,300	$451,200 (+37.86%) Land $50,000 Building $401,200
2023	$81,825 Land $12,500 Building $69,325
2021		$327,300 Land $50,000 Building $277,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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