165 Fairmont Dr, Spindale, NC 28160 Property Records

Rutherford County property record for 165 Fairmont Dr, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 1984
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on File
Last Sale	$320,000 (May 2026)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1215002`

Property Details

APN / Parcel Number

Primary APN	`1215002`
Alternative APN	`21129`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,425 sqft Heated Area
Basement Area	800 sqft
Finished Basement	800 sqft
Unfinished Basement	750 sqft
Utility Area	136 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Carport
Garage Area	509 sqft
Carport	Carport
Carport Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	165 FAIRMONT DR
City	SPINDALE
State	NC
Zip	28160-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GPIN:1529091561390000; & RES ELLINGTON HEIGHTS
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2021
Census Tract	960503

Owner

Source: Rutherford County assessment roll, APN 1215002, as of August 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1546 MAIL SERVICE CTR, RALEIGH, NC 27699-1500
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 22, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Book / Page	2102 / 4202
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 19, 2026
Property Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153
Document Number	2102004202
Book / Page	2102 / 4202
Instrument Date	Feb 23, 2025
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$64,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 23, 2024
Property Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153
Document Number	0020791214
Book / Page	2079 / 1214
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Apr 04, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1853, FOREST CITY, NC 28043-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153

Mortgage

Document Number	0020791217
Date	Feb 23, 2024
Book Page	2079/1217

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 24, 2023
Property Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153
Document Number	0020742577
Book / Page	2074 / 2577
Map Reference	MB 1166 PGB 625
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8883 BROWNING DR, WATERVILLE, OH 43566-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 OLD CAROLEEN RD, FOREST CITY, NC 28043-3787

Mortgage

Document Number	0020742580
Date	Aug 24, 2023
Instrument	2074/2580

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Sep 01, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 22, 2018
Property Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153
Document Number	0011660625
Book / Page	1166 / 625
Instrument Date	Dec 16, 2017
Instrument	201700006602
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5623 S STINE RD, 5623, OLIVET, MI 49076-9656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 FAIRMONT DR, SPINDALE, NC 28160-1153

Mortgage

Document Number	201700006603
Date	Jan 22, 2018
Instrument	201700006603

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2038

Tax Assessment & Valuation

Source: Rutherford County assessment roll as of August 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (+94.66%)	$241,300 (+33.17%) Land $20,000 Building $221,300	$241,300 (+33.17%) Land $20,000 Building $221,300
2023		$181,200 Land $20,000 Building $161,200	$181,200 Land $20,000 Building $161,200
2022	$1,497.00
2021	$1,497.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 50 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, e-Polk.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0181035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

165 Fairmont Dr, Spindale, NC 28160 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Fairmont Dr

Nearby Streets

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