165 Esperanza Rd, Thaxton, MS 38871 Property Records

Pontotoc County property record for 165 Esperanza Rd, Thaxton, MS 38871

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,518 sqft · built 1970
Lot Size	8.77 acres (382,457 sqft)
Owner	Individual Name on File
Tax Bill	$748 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-26-000-016`

Property Details

APN / Parcel Number

Primary APN	`017-26-000-016`
Alternative APN	`2272`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,518 sqft Living Area
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	382,457 sqft (8.77 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	2272
Street Address	165 ESPERANZA RD
City	THAXTON
State	MS
Zip	38871-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.06 AC SE1/4 DB 289-184 20124104 9/21/12 20125954 12/3/12 20191124 3/27/19 20191196 4/2/19 20194571 12/6/19 20213700 8/30/21
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	950200

Owner

165 Esperanza Rd is owned and occupied by an individual who acquired it in December 2019.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	165 ESPERANZA RD, THAXTON, MS 38871-9744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019
Deed Sale	Dec 6, 2019
Deed Document Number	2019004571
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	165 ESPERANZA RD, THAXTON, MS 38871-9744
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ESPERANZA RD, THAXTON, MS 38871-9744

Mortgage

Document Number	2021003728
Date	Aug 31, 2021
Instrument	2021003728

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	385 Months
Due	Sep 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 6, 2019
Property Address	165 ESPERANZA RD, THAXTON, MS 38871-9744
Document Number	2019004571
Instrument Date	Nov 15, 2019
Instrument	2019004571
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1252 MAIN ST, ECRU, MS 38841-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10923 HIGHWAY 6 W, THAXTON, MS 38871-9014

Mortgage

Document Number	2019004572
Date	Dec 6, 2019
Instrument	2019004572

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 165 Esperanza Rd was $748 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$748.00 Homeowner's exemption	$5,807	$57,578 Land $11,949 Building $45,629
2023	$270.00 Homeowner's exemption	$2,099	$20,438 Land $12,057 Building $8,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Esperanza Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Esperanza Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Esperanza Rd

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