Rowan County property record for 165 Erwin Rd, Morehead, KY 40351 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,344 sqft · built 1974 |
| Lot Size | 3.88 acres (169,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Oct 2008) |
| Tax Bill | $1,062 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-00 00 035.00 |
| Primary APN | 126-00 00 035.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,344 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | A-Frame |
| Construction Type | Adobe |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 169,013 sqft (3.88 acres) |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 4725 |
|---|---|
| Street Address | 165 ERWIN RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & 3.88 A+- OLD HOUSE CRK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950400 |
Source: Rowan County records · APN 126-00 00 035.00
Assessment roll updated November 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 ERWIN RD, MOREHEAD, KY 40351-9080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2008 · Amount on Record |
| Deed Sale | Oct 27, 2008 · Amount on Record |
| Deed Document Number | 2008360724 |
| Deed Book / Page | 231 / 103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 165 ERWIN RD, MOREHEAD, KY 40351-9080 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | A430/424 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | A430/424 |
| Instrument | 2008251 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | JONESVILLE, MI 49250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Change Frequency | 6 Months |
|---|
Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,062.00 (-1.85%) | $127,000 (-) Land $15,000 Building $112,000 | $127,000 (-) Land $15,000 Building $112,000 |
| 2023 | $1,082.00 | $127,000 Land $15,000 Building $112,000 | $127,000 Land $15,000 Building $112,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 71% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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